Overseas Holiday Home Case Studies

Read about some of the solutions we have provided to our customers

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  Mr Jackson

  Mr Jackson advised us of a potential claim. His friend in Portugal (who checks his apartment regularly), had found there to be severe rust on all chrome/metal parts in his bathroom. The insured had left some Chlorine tablets in the cistern/pan for hygene reasons which had given off fumes causing this damage. A standard exclusion on policies is damage caused by gradual operating cause. Therefore using strict interpretation of the polciy cover the the damage of £1000 was not covered read more...

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  Mr Glasgow

  At renewal Mr Glasgow was offered renewal with his current insurance company, and an alternative quotation - £49 cheaper. The restrictions in cover of the cheaper quotation were explained to Mr Glasgow. One restriction was theft was only covered if force or violence was used to enter or exit the property Mr Glasgow. read more...