Overseas Property Insurance

..maximum cover to protect your investment

Our Overseas Property Insurance is designed to provide owners of property abroad (e.g. Spain, Bulgaria, France etc) with the maximum holiday home cover to protect your investment. We appreciate that along with buying your permanent home, your holiday home is likely to be one of your largest financial investments.

At Overseas Property Insurance we pride ourselves in delivering our clients choice. We will always explain the differences and exclusions in holiday home property insurance to enable you, as the owner, to make an informed decision.

See below, how our policy compares with our main competitors:

A typical insurer		Overseas Property Insurance
	Weight of snow is excluded		Weight of snow is automatically included.
	In the winter months unoccupied property temperature to be maintained at 8°C.		Cover available without unoccupancy restrictions, therefore no need to maintain a minimum temperature
	Tied to one underwriter - no choice of cover		Client's offered a choice of quotations and cover
	Claim settlement not guaranteed		Claims guaranteed to be paid within 10 days of agreeing settlement. If not interest is added to the settlement figure
	Is your foreign language fluent to enable a claim to be negotiated overseas		All claims handled in the UK using UK handlers and UK loss adjusters

Main Features of our overseas property insurance

• Your cover is underwritten by one the most established and experience overseas underwriters
• Your property/holiday home is covered whether occupied or unoccupied
• Your property/holiday home is covered if let short term or long term
• All policy documents are in plain English
• All telephone calls answered by a person (no automated messaging)
• All claims are reported to and resolved by a UK based English speaking claims handlers
• High value claims are handled by local loss adjusters working for a UK company
• Claims paid in Sterling

Key Features & Benefits Overseas Property Insurance Cover *

• No unoccupancy restrictions
• No theft restrictions
• Premium payable monthly by interest free credit
• Accidental damage cover including damage caused by tenants
• Weight of snow cover
• Standard Policy excess £100
• Terrorism cover provided in most countries including Bulgaria
• Earthquake cover provided
• Storm and flood cover
• Public Liability £5,000,000
• Employer's Liability £5,000,000
• Contents new for old
• Replacement locks
• Your Cash/money covered
• Accidental damage to fix glass and sanitary fittings included as standard
• Loss of rent up to £25,000
• Emergency Travel £1,500
• Fatal Injury £15,000 per adult

* Not all benefits are available in all countries; full details will be provided with each tailored quotation.

Overseas Property Insurance is not tied to one insurance company and therefore can offer holiday home insurance quotations for properties abroad from a wide variety of underwriters. This enables us to provide you with the most competitive and comprehensive holiday home cover available.

Click here for your quote request